Guardian Inspection Payments

Home Inspection Payment Processing

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A Buyer’s Choice Home Inspections – Canada

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Guardian has been supporting US and Canadian based ABCHI franchisees for over 10 years and we understand your business and we understand how to integrate with your Home Inspection software. When you choose us as your credit card processor, you can feel confident that our service will allow you complete compatibility, unbelievable simplicity and guaranteed affordability.

Features
Pricing
FAQ

Click below to request application

Please click the button below to begin the application process. You’ll be prompted to download the pre-application form, which can be completed digitally or by printing and filling out by hand. 

Please see the next steps in the section below – you’ll need to send the pre-application form and supporting documentation (outlined in the form) to [email protected].

Download Pre-Application Form
Simple

Next Steps to complete your application...

  1. Click the button above to download the pre-application form.
  2. Complete the pre-application form, either digitally or by hand, and email it to [email protected] along with the required supporting documentation detailed in the form.
  3. Guardian will send you a link to the electronic application, which will be pre-filled based on your pre-application form, that you will sign electronically.
  4. It may take up to 7-10 business days to complete the approval process.
  5. Once approved, Guardian will take care of the integration and testing of your new processing account, and let you know when it’s ready to go!

That’s it!

Compatible

Because our merchant account is completely compatible with the inspection software you use, you will have the ability to accept all card types right inside your software.

Once Your credit card processing is integrated you can:
  1. Have the software automatically include a payment link to the Inspection agreement allowing your customers to pay when they fill out and sign the agreement.
  2. Accept payment on site using the mobile app.
  3. Lock the inspection report so the customer is unable to open it until they have paid for it. Any credit card payment accepted through your software, whether the customer clicks the link, or through the mobile app or on your PC, will automatically update the invoice to show it has been paid.
  4. Integration makes payment easier for the customer, it reduces cancellations, increases the chance they purchase add on services and overall makes your life easier. Shown below are some screenshots of mobile application which will allow you to take payment on site while keeping all your records updated and current.
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Pricing

The rates and fees associated with processing credit cards are primarily determined by the risk associated with running the transaction. Because we work with so many Home Inspectors, we have been able to create an account that gives the lowest rates to transactions that have historically been charged at a higher risk level. We try our very best to make sure our pricing is as simple as possible to understand.

Rates & Fees

Transactions

  • 2.40% and $0.20 per transaction

Monthly

  • NO Account Maintenance Fee
  • NO Secure Gateway Fee
  • NO Monthly Minimum
  • NO PCI Compliance Fee

Setup

  • NO SET UP FEES
  • NO CANCELATION FEES
  • NO ANNUAL FEES
  • NO CONTRACTS

FAQ

We have ensured that Guardian will match or beat your current rates. With Guardian, there are no monthly fees whatsoever (if you don’t use it, it won’t cost you a dime). There are also no startup fees, and it is a month to month contract with no cancellation fee.

Please allow 1-2 weeks to get the account set up and fully integrated your ISN software.

No. The transition to Guardian is totally seamless. Once you enter your updated credentials in A Buyers Choice Home Inspection, you are all set up. Any payment links still floating out there will still work, they will just be pointed to the new account.

Guardian offers next day funding. Any transactions completed before 7:45pm EST will be automatically deposited into your account the next business day.

Unlike many processors, Guardian doesn’t take out their fees until the next month. So, if you do a $400 home inspection, then $400 will show up in your account. This makes reconciliation and transaction tracking much simpler.

A Buyers Choice Home Inspection has been working with Guardian for over a decade. They guarantee lower processing fees, no monthly fees, no setup fees, and no cancellation fees. In addition, they offer next day funding, have better reporting and integration with A Buyers Choice Home Inspection, and have best in class customer service. Guardian understands our industry, your business, and most importantly, your A Buyers Choice Home Inspection software. They provide top-notch customer service (they actually answer the phone) and, because of their relationship with the inspection industry, they have a vested interest in making sure you are satisfied with your account and their service.

Talk to Guardian. They will take a look at your account, your rates, and fees and let you know what they can do. Just call them at 800-608-7363 and they will help you out.

A Buyers Choice Home Inspection has negotiated with Guardian Financial to offer inspectors a no-monthly-fee payment processing account. If you don’t use it, you don’t pay a dime. Even if you aren’t using payment processing often, we recommend setting up an account so that it’s ready when you need it.

Guardian will match or beat whatever you are currently paying. Just send them a copy of your processing statement, and they will work up a proposal for you and show you how much you save by making the switch. If they can’t save you money, they will give you $500 (they have never had to pay it out).

Unless you request that we not set up a specific card type, your account will be set up so that you can accept all card types. Our recommendation is that you accept all types of credit cards. We recommend that you allow your customers to pay with their preferred form of payment, no matter what it is.

You will log into your cardpointe account, (www.cardpointe.com) with the same username and password that you created when you did the online application. Then go to the reporting tab, then statements.

You will need to click on the Non-Compliant link and go through the PCI questionnaire. This needs to be done annually. At Guardian, we do not charge an annual PCI compliance fee, nor do we charge a non-compliant fee. Click here to link to instruction page on our site.

If you chose to use the authorization method your customers card will only be authorized for the amount of the inspection (like when you check in at a hotel) then the transaction will be finalized at a later time that you specify in the software. Usually at the time of the inspection.

If your customer enters their email address in the payment process, they will get an email receipt with all the details of the transaction.

The best way to process a refund, is to do it within your inspection software by going to the inspection detail and choosing refund. You can also process a refund in the cardpointe gateway. When you log into your cardpointe account and go to the reporting tab, the default view is of the past 7 days transactions. The transaction number is a hyperlink that when clicked will show you all of the details of the transaction and have an option to refund available.