Guardian Inspection Payments

Home Inspection Payment Processing

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Catherine Hall and NAFHAC have partnered with Guardian Financial to help provide her customers the lowest rates on credit card processing. Guardian Financial has been working exclusively with home inspectors and in the home inspection industry for well over a decade and has been in the credit card processing industry for almost 20 years. We understand your business, your industry and your software. In fact, Guardian Financial has complete and seamless integration with almost every home inspection software program. As a NAFHAC member, you will get the best rates Guardian has to offer, including:

  • No monthly fees
  • No setup fees
  • No cancellation fees
  • Month to month contract
  • Integration with your home inspection software
  • Free billing tools
  • Free virtual terminal
  • Free mobile app for on-site credit card processing

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Just 3 Simple Steps…..

  1. Call Guardian Financial. Our representatives have been working with the Home Inspections Industry for over 15 years. They will answer all your questions and build your online application.
  2. Fill out the simple online application (takes less than 10 min.) We will have your account set up and active within 2 business days.
  3. Link your new Guardian Financial merchant account to the Horizon Software by simply inserting your CardPointe gateway credentials into Horizon.

It really is as easy as 1,2,3.


Because our merchant account is completely compatible with Horizon you will have the ability to accept all card types right inside your Horizon software.


The rates and fees associated with processing credit cards are primarily determined by the risk associated with running the transaction. Because we work with so many Home Inspectors, we have been able to create an account that gives the lowest rates to transactions that have historically been charged at a higher risk level. We try our very best to make sure our pricing is as simple as possible to understand.

Rates & Fees





We have ensured that Guardian will match or beat your current rates. On top of that, Guardian has agreed to sponsor your Horizon fees for a whole month, if you switch by August 31st. With Guardian, there are no monthly fees whatsoever (if you don’t use it, it won’t cost you a dime). There are also no startup fees, and it is a month to month contract with no cancellation fee.

Guardian has an online application that only takes a few minutes to fill out. There is no documentation to sign, scan, or email. You can do everything electronically. Your account is generally ready within one business day. From start to finish, this process should not take more than 10 minutes–plus you’ll be saving money every month.

No. The transition to Guardian is totally seamless. Once you enter your updated credentials in Horizon, you are all set up. Any payment links still floating out there will still work, they will just be pointed to the new account.

Guardian offers next day funding. Any transactions completed before 7:45pm EST will be automatically deposited into your account the next business day.

 Unlike many processors, Guardian doesn’t take out their fees until the next month. So, if you do a $400 home inspection, then $400 will show up in your account. This makes reconciliation and transaction tracking much simpler.

Horizon has been working with Guardian for over a decade. They guarantee lower processing fees, no monthly fees, no setup fees, and no cancellation fees. In addition, they offer next day funding, have better reporting and integration with Horizon, and have best in class customer service. Guardian understands our industry, your business, and most importantly, your Horizon software. They provide top-notch customer service (they actually answer the phone) and, because of their relationship with the inspection industry, they have a vested interest in making sure you are satisfied with your account and their service.

Talk to Guardian. They will take a look at your account, your rates, and fees and let you know what they can do. Just call them at 208-214-4288 and they will help you out.

 Horizon has negotiated with Guardian Financial to offer inspectors a no-monthly-fee payment processing account. If you don’t use it, you don’t pay a dime. Even if you aren’t using payment processing often, we recommend setting up an account so that it’s ready when you need it.

Guardian will match or beat whatever you are currently paying. Just send them a copy of your processing statement, and they will work up a proposal for you and show you how much you save by making the switch. If they can’t save you money, they will give you $500 (they have never had to pay it out).